Kapital Bank

Overview

As the largest commercial bank in Azerbaijan, headquartered in Baku, Kapital Bank boasts a long history dating back to 1874. It has undergone substantial transformation, becoming a modern joint-stock company in 2005 following its renaming from United Universal Joint-Stock Bank. The bank now operates an extensive network with 118 branches and more than 1,000 ATMs.

Serving over 5.5 million individuals and 35,000 legal entities, including government clients, it provides a comprehensive suite of banking services. Notable offerings include digital banking through the Birbank platform, mobile applications, and a wide range of payment and card services. The organization prioritizes digital transformation, advances in financial technology, and supports socio-economic initiatives such as "green banking" projects. It is owned by PASHA Holding and is dedicated to enhancing accessibility and welfare nationwide.

Basic Information

Contact Details

• Phone: +994 12 598 12 95
• Website: kapitalbank.az
• LinkedIn: linkedin.com/company/kapitalbankojsc

Key Focus Areas & Initiatives

• Advanced scoring models
• Market dominance in Azerbaijan
• Loan management systems
• Payment transfer solutions
• Data-driven banking
• Digital banking ecosystem
• Digital financial services
• Digital transformation in banking
• Loan risk assessment
• Fintech innovation
• Fintech services
• Loan approval technology
• Bank technology
• Retail banking
• Mobile banking
• Customer-centric digital transformation
• Green banking and socio-economic initiatives

Technologies Used

• CloudFlare Hosting
• Cloudflare DNS