JULO | Company Profile - Revenue, Headcount, Tech Stack, Contacts
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Overview
JULO (PT JULO Teknologi Finansial) is an Indonesian financial technology company founded in 2016 and based in Jakarta. It focuses on providing accessible digital credit solutions, particularly for underserved and underbanked populations in Indonesia. The company offers unsecured personal loans, pay-later options, and bill payment facilities through its mobile application, enabling instant fund disbursement within 10 minutes through efficient data-driven credit underwriting.
Aiming to promote financial inclusion, JULO delivers responsible and transparent credit products while advancing financial literacy. With over 10 million app downloads and more than 2 million customers, it is developing into a comprehensive financial super app, adding features for e-commerce and financial education. The organization is licensed by Indonesia’s Financial Services Authority (OJK), supported by notable investors, and has received multiple innovation awards in the fintech sector.
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