Zest AI

Overview

Zest AI is a technology company based in Burbank, California, founded in 2009. The company aims to modernize lending by making credit fairer, more transparent, and accessible. Established by former executives from CapitalOne and Google, it specializes in AI-driven credit underwriting and lending intelligence solutions.

The core offering is the Zest Model Management System, which enables lenders to build and operate compliant credit models efficiently. Its products include AI-powered credit scoring models, fraud detection systems, and tools for lending intelligence and analytics. Zest AI serves a diverse range of financial institutions, including credit unions and banks, supporting over $1 trillion in loan originations. With a commitment to reducing bias in lending, the company is recognized for its innovation and holds multiple patents in the field.

Basic Information

Contact Details

• Phone: +1 323-450-3000
• Website: zest.ai
• LinkedIn: linkedin.com/company/zest-ai

Key Focus Areas & Initiatives

• AI-driven credit underwriting
• Lending intelligence solutions
• Credit model compliance and transparency
• Bias reduction in lending
• Financial inclusion initiatives
• Fraud detection systems
• Loan decision automation
• Explainable AI models
• Regulatory compliance in lending
• Equitable access to credit
• Operational efficiency for lenders
• AI-powered credit scoring
• Continuous improvement and data transparency
• Community lending initiatives

Technologies Used

• AI
• Amazon SES
• Atlassian Cloud
• Circle
• Gmail
• Google Apps
• Mailchimp Mandrill
• Marketo
• Microsoft Office 365
• Remote
• Render
• Route 53
• Salesforce
• The Trade Desk
• Webflow
• Zendesk

Affiliated Organizations & Regional Branches