Wise

Overview

Wise, formerly known as TransferWise, is a British financial technology company based in London. Founded in January 2011 by Kristo Käärmann and Taavet Hinrikus, Wise specializes in low-cost and fast global money transfers, as well as multi-currency account management. The company operates as a Money Service Business and is registered with FinCEN in the US, serving over 15 million customers and facilitating £145 billion in transfers.

Wise offers three main products: the Wise Account for personal multi-currency management, Wise Business for companies handling cross-border payments, and Wise Platform, which allows banks and businesses to integrate efficient money management solutions. The company emphasizes transparency with its pricing, avoiding hidden fees and providing real-time tracking for transfers. With a mission to minimize fees and maximize ease, Wise has established a global network of local banks and direct connections to cut out middlemen, ensuring quick and affordable transactions for individuals and businesses alike.

Basic Information

Contact Details

• Website: wise.com
• LinkedIn: linkedin.com/company/wiseaccount

Key Focus Areas & Initiatives

• Money transfer
• Currency exchange
• Foreign currency
• Crowdsourcing
• Peer-to-peer fintech services
• Finance technology
• Global financial services
• Cost savings in banking
• Regulatory compliance & licenses
• API for banks
• Digital remittance and payments
• Multi-currency accounts for businesses
• Payment automation
• Banking APIs
• Customer-centric banking
• Cross-border payments & banking
• Digital wallet integration
• Transparent fees
• Global transaction volume
• Real-time tracking
• Expense tracking & invoicing tools
• Fraud protection
• Fee-free transfers
• Secure transactions & infrastructure
• Financial inclusion
• Business payments & bulk payments
• Personal finance management
• Financial transparency
• Direct bank connections
• Economic efficiency
• International money transfer

Technologies Used

• AI
• ANGEL LMS
• AWS Bedrock
• AWS SDK for JavaScript
• AWS Trusted Advisor
• Acast
• Airflow
• Amazon AWS
• Amazon Associates
• Amazon SES
• Apache Kafka
• Apple
• Apple Pay
• Argon CI/CD Security
• Atlassian Cloud
• Azure Devops
• BASE
• Bing Ads
• Braze
• CSS
• CallMiner Eureka
• CloudFlare Hosting
• Cloudflare DNS
• Confluence
• Cross Pixel Media
• DAX
• Docker
• Dynamics 365 Business Central
• Gemini
• Git
• GitHub Actions
• GitHub Hosting
• Globalscape
• Gmail
• Google
• Google Apps
• Google Calendar
• Google Pay for Business
• Google Sheets
• Google Tag Manager
• HTML Pro
• IBM ILOG CPLEX Optimization Studio
• IDC
• ISO+™
• IoT
• Jira
• Kandji
• Kotlin
• Kubernetes
• Liquid
• Looker
• Lytics
• MariaDB
• Mastercard Offers
• Microsoft Excel
• Microsoft Intune Enterprise Application Management
• Microsoft Office 365
• Microsoft SQL Server Reporting Services
• Microsoft Windows Server 2012
• Mixpanel
• Mobile Friendly
• Mode
• MongoDB
• Multilingual
• NeoData
• Okta
• PayPal Credit
• PostgreSQL
• Python
• R
• REST
• React
• Redis
• Remote
• Retool
• Route 53
• SAM
• SES
• SQL
• SWIFT
• SailPoint
• Salesforce
• Sardine
• Silicon Graphics International
• Slack
• SmartRecruiters
• Snowflake
• Spotify
• Spring
• Spring Boot
• Stripo.email
• Superset
• Terraform
• The Trade Desk
• TransferWise
• Twilio
• TypeScript
• VISI
• Visa
• WISE
• Workday
• Zendesk
• Zoomdata
• dbt
• ezFlow for Google Docs for G Suite
• greyscale - grey

Affiliated Organizations & Regional Branches

• Wise MUKANDA Connect