Varo Bank | Company Profile - Revenue, Headcount, Tech Stack, Contacts

Updated January 14, 2026

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Overview

Varo Bank is a digital bank based in Salt Lake City, Utah, founded in 2015. It was the first fintech company to receive a full national bank charter from the Office of the Comptroller of the Currency in 2020. Varo focuses on providing fee-free mobile banking services to underserved consumers, including the unbanked, underbanked, and millennials with credit scores above 600. The bank aims to improve financial inclusion and lives through its comprehensive suite of digital banking tools.

The institution offers high-yield savings accounts, direct deposits, debit cards, and budgeting tools through its mobile app, along with lending options as alternatives to payday loans. By late 2021, Varo had served over 4 million accounts and targeted up to 180 million potentially underserved Americans. Varo leverages modern technology and efficient operations to maintain lower customer service costs compared to traditional banks.

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Technology Stack

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