Upgrade, Inc.

Overview

Upgrade, Inc. is an American neobank and fintech company founded in 2016 and headquartered in San Francisco, California. The company provides affordable financial products to mainstream consumers and has served over 7.5 million customers, making more than $42 billion in consumer credit available since its inception. Founded by Renaud Laplanche and his colleagues from LendingClub, Upgrade has raised $750 million in equity funding and reached a valuation of $7.3 billion.

The company offers a diverse suite of financial products, including the Upgrade Card, personal loans, and credit lines, as well as mobile banking solutions like Rewards Checking and Premier Savings accounts. Upgrade specializes in financing for home improvement, auto, and travel, in addition to buy now, pay later options. With a focus on responsible borrowing, credit monitoring, and financial education, Upgrade empowers consumers through transparent and customer-centric solutions while operating across multiple locations, including Phoenix, Montreal, Atlanta, and Orange County.

Basic Information

Contact Details

• Phone: +1 844-319-3909
• Website: upgrade.com
• LinkedIn: linkedin.com/company/upgrade-inc-

Key Focus Areas & Initiatives

• fintech
• personal loans
• credit monitoring
• consumer credit
• credit lines
• deposit accounts
• checking accounts
• savings accounts
• home improvement financing
• auto financing
• affordable credit
• digital banking solutions
• financial inclusion
• interest rate management
• bank partnerships
• online application
• fixed installment loans
• b2c
• digital financial platform
• credit utilization management
• mobile banking
• auto refinance loans
• credit score monitoring
• credit card rewards
• responsible credit
• digital credit monitoring
• digital banking
• loan repayment options
• credit solutions
• market growth
• buy now pay later
• responsible borrowing
• customer satisfaction
• transparent loan terms
• digital loan application
• financial literacy education
• loan flexibility
• loan origination
• secure transactions
• auto loan refinancing
• customer-centric financial products
• credit risk assessment
• credit education resources
• responsible lending practices
• responsible credit options
• digital financial ecosystem
• financial health tools
• auto loan refinancing platform
• interest rate comparison
• cash back credit cards
• fintech innovation
• responsible lending
• banking
• loan approval process
• credit health tools
• transparent rates
• auto refinance marketplace
• regulatory compliance
• fdic insured
• customer service
• credit monitoring services
• consumer finance
• personal finance management
• fixed interest rates
• financial wellness tools
• cash back rewards
• debt consolidation
• customer support
• credit utilization
• financial planning tools
• financial empowerment
• debt consolidation loans
• responsible borrowing practices
• auto refinance
• digital account management
• market penetration
• digital financial services
• transparent disclosures
• user-friendly platform
• customer trust
• loan application process
• responsible lending technology
• online loan marketplace
• fixed rate personal loans
• loan customization
• responsible borrowing platform
• financial health
• ncua insured
• credit cards
• financial literacy tools
• responsible lending platform
• responsible credit card
• financial education
• user experience
• interest rate fixed
• financial stability
• credit score improvement
• d2c
• financial technology
• fixed rate loans
• affordable financing
• credit card refinancing
• home improvement loans
• major purchase loans
• unexpected expenses
• low-interest loans
• fast funding
• cash rewards
• credit health monitoring
• prepayment fees
• loans up to $50000
• monthly payments
• no hidden fees
• rewards checking plus
• apy accounts
• loan application
• soft credit inquiry
• hard credit inquiry
• cashback offers
• direct deposit rewards
• mobile app management
• customer reviews
• financial education tools
• credit line
• autopay discounts
• payment flexibility
• home renovations
• loan terms of 24-84 months
• credit score improvements
• payroll partnerships
• lump sum financing
• funds transfer
• single monthly payment
• transparent fees
• financial goals
• loan eligibility criteria
• credit score checking
• flexible loan options
• cash back on purchases
• loan offer acceptance
• stress relief financial solutions
• finance
• education
• finance technology
• information technology & services
• ux

Technologies Used

• AI
• AWS SDK for JavaScript
• Akamai
• Amazon AWS
• Amazon SES
• Atlassian Cloud
• Bing Ads
• Bootstrap Framework
• CloudFlare Hosting
• Cloudflare DNS
• CrazyEgg
• Create React App
• Criteo
• DoubleClick
• DoubleClick Conversion
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• FullStory
• Genesys
• Gmail
• Google AdWords Conversion
• Google Analytics
• Google Apps
• Google Cloud Hosting
• Google Dynamic Remarketing
• Google Maps
• Google Places
• Google Play
• Google Tag Manager
• Greenhouse.io
• HeapAnalytics
• Hotjar
• JQuery 2.1.1
• Lever
• Linkedin Marketing Solutions
• Microsoft Excel
• Microsoft Office 365
• Mobile Friendly
• New Relic
• Nginx
• Optimizely
• Outlook
• Pardot
• React Redux
• Remote
• Route 53
• Ruby On Rails
• SQL
• Salesforce
• Segment.io
• Sendgrid
• Shutterstock
• Slack
• Sophos
• Tealium
• Trustpilot
• WP Engine
• WordPress.org
• Zendesk

Affiliated Organizations & Regional Branches

• Flex Pay
• Uplyift
• Uplift