Point

Overview

Point is a fintech company based in Palo Alto, California, founded in 2015. It specializes in home equity solutions, offering products such as Home Equity Investment (HEI) and Home Equity Line of Credit (HELOC). These products allow U.S. homeowners to access their equity without typical monthly payments by unlocking illiquid home equity, valued at over $20 trillion nationally.

HEI provides a lump-sum cash in exchange for future home appreciation, while HELOC offers a flexible line of credit. Both options support various financial backgrounds and uses, including debt elimination, home improvements, and business startups. The company leverages AI-powered underwriting and automated document verification to create a streamlined and inclusive experience, emphasizing homeowner control and financial empowerment.

Basic Information

Contact Details

• Phone: +1 650-632-5040
• Website: point.com
• LinkedIn: linkedin.com/company/point

Key Focus Areas & Initiatives

• Marketplaces
• Data
• Real estate technology
• Information technology
• Real estate investment
• Fintech
• Home appreciation share solution
• Home equity cash out
• Home equity line of credit
• Home equity sharing
• Home equity cash
• Home appreciation share service
• Home equity platform
• HELOC
• Home equity investment
• Home equity investment platform
• Financial solutions
• Home equity investment product
• No monthly payments
• Home equity buyback
• Home appreciation share provider
• B2B
• Home equity exit
• Home equity alternative
• Home equity lines
• Home equity access
• Home equity funding
• Home equity investment program
• Home appreciation share fintech
• D2C
• Home appreciation share program
• Home equity loans
• Home equity investment solution
• Homeownership
• Customer service
• Services
• Home equity partnership
• Home equity unlock
• Home appreciation share company
• Home equity lump sum
• Home equity investment fintech
• Home renovation
• Home appreciation share platform
• Home equity financing
• Home equity solutions
• Home appreciation share deal
• Home appreciation share contract
• Home appreciation share agreement
• Home equity
• Financial technology
• B2C
• Home appreciation share
• Home equity investment service
• Other nondepository credit intermediation
• Home equity investment company
• Home equity investment provider
• Homeownership solutions
• Home equity appreciation
• Consumer finance
• HEI
• Home value
• Buy back equity
• Homeowner financing
• Cash for equity
• Prequalify
• Financial inclusivity
• Personal finance
• Credit score
• Debt relief
• Financial partnership
• Lump sum payment
• Capital access
• House appreciation
• Risk adjusted value
• Repayment flexibility
• 30 year term
• No prepayment penalties
• Access equity
• Down payment funding
• Institutional investors
• Market insight
• Housing market
• Financial growth
• Cash out equity
• Credit requirements
• Financial empowerment
• High-interest debt
• Low risk financing
• Valuation process
• Equity funding
• Property investment
• Financial obligations
• Investment opportunity
• Homeowners
• Real estate asset
• Remodel costs
• Financing options
• Finance startups
• Home equity line
• Finance
• Information technology & services
• Finance technology
• Financial services

Technologies Used

• AI
• AWS Control Tower
• AWS Lambda
• AWS Trusted Advisor
• Ad Astra
• Airflow
• Amazon AWS
• Amazon EC2
• Amazon EKS Anywhere
• Amazon S3
• Amazon Web Services (AWS)
• Astro by Astronomer
• CSS
• CloudFlare Hosting
• Cloudflare DNS
• ECS
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• Figma
• Fivetran
• GitHub Actions
• Gmail
• Google AdWords Conversion
• Google Apps
• Google Tag Manager
• Greenhouse
• Greenhouse.io
• HTML Pro
• Hightouch
• Hubspot
• IBM InfoSphere Change Data Capture
• Javascript
• Lambda Cloud
• LinkedIn Recruiter
• MailChimp
• Mixpanel
• Mobile Friendly
• Mode
• NetSuite
• Oracle Data Cloud
• PulsePoint
• Python
• REST
• React
• Redis
• Remote
• Ruby On Rails
• SAP Sybase InfoMaker
• SQL
• SS&C
• Salesforce
• Salesforce Marketing Cloud
• Sendgrid
• Siemens SIMATIC S7
• Sigma
• Sizmek (MediaMind)
• Slack
• Snowflake
• Snyk Code (SAST)
• Terraform
• The Trade Desk
• TypeScript
• Webflow
• YouTube
• dbt
• dbt Cloud

Affiliated Organizations & Regional Branches