OatFi | Company Profile - Revenue, Headcount, Tech Stack, Contacts

OatFi is a fintech company based in New York, founded in 2021 by Mike Barbosa and John Jordan. The company focuses on providing end-to-end infrastructure for B2B payment platforms, enabling them to embed and monetize working capital tools. OatFi aims to modernize B2B payment financing by offering automated, instantaneous working capital solutions that integrate directly into business payment workflows, helping small and medium-sized businesses manage cash flow effectively.

Its API-first infrastructure connects with Accounts Payable, Accounts Receivable, and commercial charge card platforms, embedding underwriting, origination, and funding capabilities into existing payment processes. Core offerings include working capital solutions for bill payments and invoicing, spend management and procure-to-pay financing, B2B marketplace credit solutions, and early payouts for contingent workers. Partnering with financial institutions such as Grasshopper Bank, OatFi supports B2B payment platforms in increasing payment volumes without taking on credit risk.