Marginalen Bank

Overview

Marginalen Bank is a Swedish digital bank established in 2010 after acquiring Citibank’s Swedish consumer bank. With around 300 employees, it serves approximately 300,000 customers across Sweden. The bank is regulated by the Swedish Financial Supervisory Authority and participates in the Swedish deposit guarantee scheme, ensuring deposits are protected up to 950,000 SEK per depositor.

Offering a wide range of financial products, the bank provides private loans, credit cards, and deposit accounts for individuals. It also delivers savings accounts with competitive interest rates and tailored insurance products. For businesses, Marginalen Bank supplies transaction and savings accounts, loans, and value-added services such as accounting consultancy and legal advice. It has embraced digital innovation, transitioning to a modern platform that improves customer experience and enables rapid product development, emphasizing flexible loan terms and transparent customer service for private individuals and small to medium-sized enterprises.

Basic Information

Contact Details

• Phone: +46 77 171 77 10
• Website: marginalen.se
• LinkedIn: linkedin.com/company/marginalenbank

Key Focus Areas & Initiatives

• Franchise financial services
• Leasing and factoring solutions
• Accounting and consultancy
• Collection services (Inkasso)
• Legal advisory
• Human resources and HR support
• Insurance products
• Credit cards and lending
• Savings and salary accounts
• Transparent customer service
• Digital banking innovation

Technologies Used

• Carma Mail (Compost Marketing)
• MailJet
• Microsoft Office 365
• Outlook

Affiliated Organizations & Regional Branches

• Inkasso Marginalen