iwoca | Company Profile - Revenue, Headcount, Tech Stack, Contacts

iwoca is a financial technology company founded in 2011 that provides fast and flexible financing solutions to small and medium-sized enterprises (SMEs) in the UK and Europe. Headquartered in London, iwoca specializes in short-term business loans and credit facilities designed to address cash flow gaps and support growth. The company uses advanced data analytics and machine learning to offer rapid credit assessments and loan approvals, often within hours.

Its offerings include unsecured business loans up to £200,000, revolving credit facilities with flexible repayment terms, and iwocaPay, an invoice checkout solution enabling SMEs to receive payments upfront while offering customers "pay later" options. The company supports SMEs across various sectors, such as retail, hospitality, and services, and has lent millions of pounds to thousands of businesses. With a mission to democratize access to finance, iwoca is dedicated to helping SMEs overcome traditional banking barriers.