iwoca | Company Profile - Revenue, Headcount, Tech Stack, Contacts

iwoca is a financial technology company founded in 2011 that provides fast and flexible financing solutions to small and medium-sized enterprises (SMEs) in the UK and Europe. Headquartered in London, the company specializes in short-term business loans and credit facilities designed to address cash flow gaps and support growth. Through advanced data analytics and machine learning, iwoca offers rapid credit assessments and loan approvals, often within hours.

The company's offerings include unsecured business loans up to £200,000, revolving credit facilities with flexible repayment terms, and iwocaPay, an invoice checkout solution that enables SMEs to receive payments upfront while offering customers "pay later" options. iwoca aims to empower SMEs across sectors such as retail, hospitality, and services, having lent millions of pounds to thousands of businesses. Dedicated to democratizing access to finance, iwoca helps SMEs overcome traditional banking barriers.