India Mortgage Guarantee Corporation - IMGC | Company Profile - Revenue, Headcount, Tech Stack, Contacts
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Overview
India Mortgage Guarantee Corporation (IMGC) is the first and only mortgage guarantee company in India, established in 2012 and regulated by the Reserve Bank of India. Headquartered in Noida, Uttar Pradesh, it focuses on enabling early homeownership by providing mortgage guarantees that reduce credit risk for lenders, banks, and housing finance companies. This approach allows borrowers to access home loans with lower down payments and more favorable terms.
IMGC's signature offering is its mortgage guarantee product, which covers borrower defaults and assists lenders in expanding into new markets, including affordable housing. The organization has issued guarantees exceeding ₹35,000 Crore, impacting over 150,000 households through initiatives like Housing for All. IMGC collaborates with more than 25 lending institutions, including a notable partnership with Bank of India, to advance financial inclusion and expand access to home loans throughout India.
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