Home Credit Philippines

Overview

Home Credit Philippines (HCPH), established in 2013 and based in Metro Manila, is a prominent non-bank consumer finance company focused on expanding financial inclusion for underserved customers, including first-time borrowers with limited credit histories. Operating under the supervision of the Securities and Exchange Commission and Bangko Sentral ng Pilipinas, it is part of the global Home Credit group and promotes responsible lending through a range of retail partnerships and digital channels.

HCPH offers a wide range of consumer finance products for mass-market Filipinos, such as installment and cash loans for purchasing goods, digital bill payments, and mobile reloading services through the My Home Credit app. With over 12 million customers served and more than 23 million loan transactions processed, HCPH continues to emphasize innovation, risk-managed lending, and ESG initiatives, empowering Filipinos with accessible, responsible financial solutions for their daily needs.

Basic Information

Contact Details

• Website: homecredit.ph
• LinkedIn: linkedin.com/company/home-credit-philippines

Key Focus Areas & Initiatives

• Loan disbursement
• Retail store financing
• Digital credit platform
• Digital transaction
• Auto-debit
• E-commerce credit
• Digital voucher redemption
• Digital onboarding
• Digital customer service
• Contactless shopping
• E-commerce financing
• Payment reminders
• Retail store integration
• Digital loan servicing
• Digital credit management
• QR payments
• Customer onboarding
• Digital wallet
• Digital credit scoring
• Online bill payment
• E-wallet integration
• Consumer goods
• Retail partnerships
• Loan application
• Consumer goods financing
• Credit solutions
• Retail
• Digital customer engagement
• Digital loan management
• Financial literacy
• Digital loan approval process
• Digital documentation
• B2C
• Loan reapplication
• Contactless payments
• Digital verification
• Consumer credit
• Online installment plans
• Digital loan tracking
• Loan management
• Online shopping
• E-commerce
• Digital credit
• Retail credit
• Digital consumer loans
• Installment loans
• Voucher discounts
• Digital customer onboarding
• Financial empowerment
• Payment gateway
• Financial services
• Digital customer experience
• Cash loans
• Mobile banking
• Consumer finance
• Contactless payment solutions
• Micro lending digital
• Retail financing
• Digital banking
• QR code payment
• Mobile loan app
• Services
• Fintech
• Financial technology
• Online customer support
• Digital security
• Digital loans
• Digital financial inclusion
• Financial transactions processing, reserve, and clearinghouse activities
• Mobile payment integration
• Responsible lending
• Mobile app
• Online payments
• Digital insurance add-ons
• Digital transaction security
• Digital financial literacy
• Microfinance
• Loan eligibility
• Buy now pay later
• E-payment
• Loan repayment
• Credit scoring
• Digital loan reapplication
• QR code transactions
• Digital loan approval
• Digital platform
• E-wallet
• Financial inclusion
• Regulatory compliance
• Loan approval
• Customer-centric
• Digital payments
• Market leader
• Loan tracking
• Philippines
• Payment solutions
• Installments
• Personal loans
• Flexible payment options
• Home credit card
• Payment via QR
• 0% interest
• Merchant partnerships
• Device protection
• Customer support
• Secure transactions
• Buy load
• Pay bills
• Credit card applications
• Home appliances
• Gadgets financing
• Furniture installments
• Bicycle financing
• Loan application process
• Advertisement for top brands
• Shopping mall
• Cash loan approval
• Home protection plans
• Borrower protection
• Quick approval loans
• Device replacement
• Appliance repair services
• Payment options
• Uploaded document requirements
• Online installment shopping
• Contract signing
• Referral program
• Promotional offers
• Exclusive discounts
• Mobile payment solutions
• Home security solutions
• Customer testimonials
• Outstanding customer service
• Remittance services
• Financial literacy education
• Digital finance tools
• Finance
• Consumers
• Consumer internet
• Internet
• Information technology & services
• Finance technology

Technologies Used

• AI
• Acronis True Image
• Amazon Web Services (AWS)
• Azure Firewall
• Azure VPN Gateway
• Bootstrap Framework
• CAT
• Cisco Unified Intelligence Center
• CyberArk
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• FullStory
• Genesys
• Google AdWords Conversion
• Google Cloud Dialogflow
• Google Font API
• Google Play
• Google Search Central
• Google Tag Manager
• Hotjar
• ISO+™
• Jira Service Desk
• Linkedin Marketing Solutions
• Meta Ads Manager
• Microsoft Active Directory Federation Services
• Microsoft Azure Monitor
• Microsoft Excel
• Microsoft Office 365
• Mobile Friendly
• Mobileiron
• Obiee
• Optimizely
• Outlook
• PL/SQL
• PowerBI Tiles
• Python
• Qualtrics
• RapidMiner
• React
• SAS Enterprise Guide
• SQL
• SS&C
• Salesforce CRM Analytics
• SendInBlue
• SharePoint
• Sprinklr Social
• Tableau
• Taleo Applicant Tracking Systems (ATS)
• TikTok
• Tor
• Varnish
• VueJS
• YouTube