EarnIn | Company Profile - Revenue, Headcount, Tech Stack, Contacts
EarnIn is a financial technology company based in Palo Alto, California, founded in 2012.
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Overview
Founded in 2012, this financial technology company is based in Palo Alto and Mountain View, California. It specializes in earned wage access (EWA) and financial wellness services, empowering employees to access their earned wages before payday without fees, interest, or credit checks. Serving over 3.8 million users with more than $20 billion in accessed earnings, the organization is dedicated to improving financial flexibility for workers.
It offers a portfolio of financial products such as Cash Out for early wage access, Live Pay for real-time earnings, and Early Pay for accelerated paycheck delivery. Other features include Balance Shield for low-balance alerts, Credit Monitoring, and a unique Tip Yourself savings tool. Operating on a freemium model, it generates revenue through expedited transfer fees and voluntary user tips, supporting both employees seeking better financial control and employers offering valuable benefits programs.
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