CreditNirvana - A Perfios Company | Company Profile - Revenue, Headcount, Tech Stack, Contacts

Updated February 18, 2026

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Overview

CreditNirvana is a Bengaluru-based AI-powered debt management and collections platform, founded in 2019 and acquired by Perfios in 2024. The company specializes in automating the entire debt collection lifecycle using artificial intelligence, machine learning, and predictive analytics. With nearly 100 employees, CreditNirvana manages a portfolio exceeding $9-11 billion across over 42-62 million loan accounts.

The platform offers a fully integrated debt management solution that includes tools for early delinquencies to legal recoveries. Its flagship product, Maestro, automates various processes such as digital outreach, voice-bot engagement, and payment settlements. CreditNirvana serves more than 35 financial institutions, including banks, non-banking financial companies, and fintechs, and leverages Perfios' data network for personalized recovery solutions. The company reported revenue of Rs 11.8 crore for FY 2023-24, showcasing its effectiveness in reducing bounce rates and non-performing loans while lowering collection costs.

Key Metrics

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Contact

Founded
2019
Industry
financial services

Technology Stack

Analytics & Tracking

Not found

Social & Marketing

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Database & Backend

Google Font API

Cloud & Infrastructure

Amazon AWS

Productivity

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