Affirm | Company Profile - Revenue, Headcount, Tech Stack, Contacts
Affirm Holdings, Inc.
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Overview
Affirm Holdings, Inc. is a fintech company founded in 2012 and based in San Francisco. It specializes in providing transparent financial products that offer alternatives to traditional credit cards. Its core service is the Buy Now, Pay Later (BNPL) platform, which enables consumers to finance purchases with clear terms and no hidden fees. Utilizing machine learning to underwrite loans, Affirm aims to approve more borrowers while ensuring responsible repayment.
Beyond BNPL, Affirm offers interest-free payment plans, virtual credit cards, and FDIC-insured savings accounts through Cross River Bank. Strategic partnerships with e-commerce platforms such as Shopify and Walmart allow the company to integrate financing solutions seamlessly into sales processes. Affirm is recognized for its commitment to transparency, consumer-friendly terms, and fostering corporate diversity, equity, and inclusion.
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