Affirm

Overview

Affirm Holdings, Inc. is a fintech company founded in 2012 and based in San Francisco. It specializes in providing transparent financial products that offer alternatives to traditional credit cards. Its core service is the Buy Now, Pay Later (BNPL) platform, which enables consumers to finance purchases with clear terms and no hidden fees. Utilizing machine learning to underwrite loans, Affirm aims to approve more borrowers while ensuring responsible repayment.

Beyond BNPL, Affirm offers interest-free payment plans, virtual credit cards, and FDIC-insured savings accounts through Cross River Bank. Strategic partnerships with e-commerce platforms such as Shopify and Walmart allow the company to integrate financing solutions seamlessly into sales processes. Affirm is recognized for its commitment to transparency, consumer-friendly terms, and fostering corporate diversity, equity, and inclusion.

Basic Information

Contact Details

• Phone: +1 415-722-8633
• Website: affirm.com
• LinkedIn: linkedin.com/company/affirm

Key Focus Areas & Initiatives

• Buy Now, Pay Later (BNPL) platform
• Interest-free payment plans
• Virtual credit cards
• FDIC-insured savings accounts (Cross River Bank)
• E-commerce financing solutions
• Machine learning loan underwriting
• Transparent credit products with no hidden fees
• Merchant integration partnerships (Shopify, Walmart)
• Consumer data privacy and security
• Payment flexibility and customization
• Diversity, equity, and inclusion initiatives

Technologies Used

• AI
• Adobe Media Optimizer
• Affirm
• Amadesa
• Atlassian Cloud
• Bing Ads
• Bootstrap Framework
• Braintree
• Cedexis Radar
• CloudFlare Hosting
• Contently
• DoubleClick
• DoubleClick Conversion
• DoubleClick Floodlight
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• FedEx
• FullStory
• Gmail
• Google AdWords Conversion
• Google Analytics
• Google Apps
• Google Dynamic Remarketing
• Google Font API
• Google Play
• Google Plus
• Google Tag Manager
• Greenhouse.io
• Hotjar
• Kenshoo
• Lever
• Linkedin Marketing Solutions
• LiveRamp
• Mixpanel
• Mobile Friendly
• MongoDB
• Multilingual
• New Relic
• Open AdStream (Appnexus)
• Oracle Commerce
• Pardot
• Remote
• Route 53
• Salesforce
• Salesforce Live Agent
• Salesforce Service Cloud
• Segment.io
• Stripe
• The Trade Desk
• Twitter Advertising
• Vimeo
• Wistia
• WordPress.org
• YouTube
• Zendesk
• iTunes
• reCAPTCHA

Affiliated Organizations & Regional Branches

• PayBright
• Returnly
• PayBright
• Sweep (acquired by Affirm)
• LendLayer