Tilt (formerly Empower)

Overview

Based in California, this financial technology company specializes in cash flow underwriting and innovative financial products. Formerly known as Empower Finance, it rebranded to Tilt in August 2025 to highlight an expanded product suite, including three unsecured cash back credit cards issued by WebBank. The organization distinguishes itself by leveraging real-time cash flow data and more than 250 alternative financial indicators to provide reliable access to fair credit for non-prime customers, moving beyond traditional credit scores.

Tilt’s offerings encompass interest-free cash advances, flexible lines of credit, and unsecured credit cards designed to help users build credit history and manage expenses responsibly. Their proprietary underwriting technology draws upon six years of performance data for precise financial health assessments. With over three million active subscribers in the United States and profitable operations since 2022, the company’s mobile-first app delivers credit monitoring, customizable budgeting, and AI-driven automatic savings features to support users in achieving their financial goals.

Basic Information

Contact Details

• Phone: +1 800-952-5210
• Website: tilt.com
• LinkedIn: linkedin.com/company/tilthq
• Twitter: twitter.com/crowdtilt
• AngelList: angel.co/tilt
• Facebook: facebook.com/tilt

Key Focus Areas & Initiatives

• Cash flow underwriting
• Alternative credit evaluation
• Interest-free cash advances
• Unsecured credit cards
• Flexible lines of credit
• AI-powered credit decisions
• Building credit history for non-prime customers
• Proprietary underwriting using 250+ financial signals
• Credit score monitoring tools
• Customizable budgeting
• AI-powered automatic savings features
• Real-time financial insights and cash flow analysis
• Financial inclusion and responsible lending
• Mobile-first platform for personal finance management
• Secure data integration and financial behavior analysis

Technologies Used

• AI
• ASP.NET
• Amazon AWS
• Android
• DataXu
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• Gmail
• Google Analytics
• Google Apps
• Google Font API
• Google Play
• Google Tag Manager
• Mailchimp Mandrill
• Microsoft Azure Hosting
• Microsoft-IIS
• Mobile Friendly
• MongoDB
• Netlify
• Postmark
• Rackspace MailGun
• React
• Remote
• Render
• Segment.io
• Sophos
• Sprig
• Typekit
• Vimeo
• Zendesk
• iTunes

Affiliated Organizations & Regional Branches

• Cashalo
• NIRA
• Petal