Lendingkart | Company Profile - Revenue, Headcount, Tech Stack, Contacts
Lendingkart is a fintech company founded in 2014 and based in Gujarat, India.
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Overview
Lendingkart is a fintech company founded in 2014 and based in Gujarat, India. It specializes in providing working capital loans to micro, small, and medium enterprises (MSMEs) across the country. The company focuses on serving underserved small businesses that often struggle to access credit from traditional banks.
It offers digital loans with a streamlined online application process, enabling quick disbursal. The technology-driven platform uses advanced data analytics and machine learning to evaluate borrowers based on banking data and cash flow, rather than relying solely on traditional financial statements. This enables faster and more accurate loan decisions, primarily catering to young, digitally savvy entrepreneurs, especially outside major metro areas. By 2020, Lendingkart's loan book reached ₹7,500 crore with over 750,000 loan applications evaluated.
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