Lendingkart

Overview

Lendingkart is a fintech company founded in 2014 and based in Gujarat, India. It specializes in providing working capital loans to micro, small, and medium enterprises (MSMEs) across the country. The company focuses on serving underserved small businesses that often struggle to access credit from traditional banks.

It offers digital loans with a streamlined online application process, enabling quick disbursal. The technology-driven platform uses advanced data analytics and machine learning to evaluate borrowers based on banking data and cash flow, rather than relying solely on traditional financial statements. This enables faster and more accurate loan decisions, primarily catering to young, digitally savvy entrepreneurs, especially outside major metro areas. By 2020, Lendingkart's loan book reached ₹7,500 crore with over 750,000 loan applications evaluated.

Basic Information

Contact Details

• Phone: +91 1800 572 0202
• Website: lendingkart.com
• LinkedIn: linkedin.com/company/lendingkart

Key Focus Areas & Initiatives

• Instant working capital
• Financing
• Lending
• Small business loans
• Data analytics
• Automated credit decisions
• Business loans
• Finance
• Automated lending process
• Small business growth
• Loan management system
• Fintech innovation India
• AI in lending
• Loan risk management
• Machine learning
• Machine learning credit models
• India
• Digital credit
• Loan approval process
• India fintech startups
• Small business growth finance
• Credit risk assessment
• Digital loan platform
• Lending platform
• Loan portfolio management
• Loan origination system
• Operational efficiency
• Alternative data credit scoring
• Quick disbursal
• Loan automation
• Non-traditional data sources
• Fintech innovation
• Credit analytics tools
• Digital lending
• Credit decisioning
• Loan disbursal
• Quick loan disbursal
• Fintech funding
• Finance and insurance
• Creditworthiness evaluation
• Other activities related to credit intermediation
• Venture debt
• Data analytics in finance
• Loan automation technology
• Alternative credit data
• Digital finance India
• Financial services
• India fintech market
• Risk management
• Financial technology
• Loan approval
• Automated credit decision
• Loan application process
• B2B
• Loan processing
• Data-driven credit products
• Data-driven credit models
• Small business support
• Fintech venture debt
• Technology-driven finance
• AI-powered lending
• Small enterprise finance
• Loan approval automation
• Small and micro businesses
• Credit data analysis
• Digital financial services
• Alternative data sources
• Small business financial inclusion
• Small-ticket loans
• Customer acquisition
• India SME lending
• Small business credit scoring
• SME financing
• Digital credit risk management
• Digital lending platform India
• Credit scoring
• Fintech solutions India
• Fintech for SMEs
• Digital loan approval
• Automated underwriting
• Technology-driven lending
• Digital credit platform
• Financial inclusion technology
• Small business credit
• Financial inclusion
• Fintech
• Small business credit risk
• Credit assessment
• Working capital finance
• Non-traditional credit assessment
• Regulatory compliance
• Digital credit assessment
• Loan disbursal technology
• Fintech India
• Financial analytics
• Services
• Small business finance technology
• Loan servicing automation
• Creditworthiness assessment tools
• Small business credit evaluation
• Collateral-free loans
• Loan risk assessment
• Loan origination
• Working capital loans
• Loan processing automation
• Collateral-free SME loans
• Small business credit solutions
• Artificial intelligence
• Information technology & services
• Finance technology

Technologies Used

• AI
• Akamai
• Amazon SES
• Atlassian Cloud
• CloudFlare
• Gmail
• Google Apps
• Google Cloud Hosting
• Microsoft Office 365
• Mixpanel
• Route 53

Affiliated Organizations & Regional Branches

• Kount Mone
• Finectar Technologies Pvt. Ltd.