InCred Financial Services

Overview

InCred Financial Services is a non-banking financial company (NBFC) based in Mumbai, India, established in 2017. The company specializes in providing customized lending solutions across the country, focusing on personal loans, education loans, business loans, and more. With a workforce of over 900 employees, it aims to deliver fast and efficient financial products to a diverse customer base, including salaried individuals, students, micro, small, and medium enterprises (MSMEs), and merchants.

The organization leverages advanced technology and data science to streamline loan processing and enhance customer service. Strategic partnerships have been formed with major e-commerce platforms such as Amazon India and Flipkart to offer tailored financial products to merchants. InCred is committed to social responsibility, supporting education and local economic growth while adhering to Environmental, Social, and Corporate Governance (ESG) principles. Focusing on innovation and customer-centricity, it has achieved profitability since its first year and continues expanding its impact in the financial sector.

Basic Information

Contact Details

• Phone: +91 1860 500 2192
• Website: incred.com
• LinkedIn: linkedin.com/company/incredfinancialservices

Key Focus Areas & Initiatives

• personal loan
• education loan
• sme business loan
• digital merchant loan
• consumer lending
• digital platform
• digital credit platform
• education loans
• underbanked segments
• customer experience
• msme lending
• partnerships
• personal loans
• strategic partnerships
• msme financing
• loan tracking
• growth funding
• leadership
• lending
• digital onboarding
• msme support
• digital platforms
• digital lending platform
• small business loans
• profitability growth
• regulatory reporting
• education finance
• customer-centric
• india economy
• fintech partnerships
• online loan application
• credit solutions
• loan approval automation
• microfinance institutions
• education loan platform
• small business credit
• risk assessment
• loan management
• automated approval
• risk assessment technology
• loan approval process
• loan servicing
• technology-driven
• small business finance
• loan origination
• india msme sector
• loan portfolio management
• credit analytics
• risk analytics
• non-banking financial company (nbfc)
• lending innovation
• credit scoring models
• microfinance support
• financial empowerment
• two-wheeler loans
• credit scoring
• digital lending
• technology integration
• financial sector growth
• regulatory compliance
• msme loans
• fintech
• innovative lending
• loan customization
• data-driven lending
• credit accessibility
• personal finance
• supply chain finance
• customer onboarding
• supply chain finance solutions
• leadership team
• digital transformation
• debt issuance
• credit risk analytics
• technology-driven finance
• personalized credit
• financial services
• risk assessment algorithms
• financial inclusion
• two-wheeler finance
• financial technology
• debt capital markets
• fintech innovation
• data science
• small nbfcs
• risk management
• customer experience enhancement
• data analytics
• market expansion
• india financial services
• online application
• digital credit
• loan automation
• nbfc
• digital channels
• b2b
• b2c
• services
• retail
• other nondepository credit intermediation
• financial planning
• cash flow management
• finance technology
• information technology & services

Technologies Used

• AI
• Amazon AWS
• Amazon SES
• Apache
• Bootstrap Framework
• Data Analytics
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• Gmail
• Google Analytics
• Google Apps
• Google Font API
• Google Tag Manager
• Google Workspace
• Mailchimp Mandrill
• Microsoft Office 365
• Mobile Friendly
• Rackspace MailGun
• Route 53
• Sendgrid
• Shutterstock
• WordPress.org
• reCAPTCHA

Affiliated Organizations & Regional Branches

• InstaPaisa
• Qbera (Acquired by Incred)
• InCred Capital