DMI Finance Private Limited

Overview

DMI Finance Private Limited is a non-banking financial company (NBFC) established in 2008, headquartered in Delhi, with additional offices in Mumbai and Bangalore. As the digital lending arm of the DMI Group, it provides a wide range of financial products and services to both corporate borrowers and retail customers across India, reaching 95% of the country's pin codes and serving around 25 million customers.

The organization specializes in digital lending, offering consumption loans, personal loans, MSME loans, and diverse credit solutions such as bridge financing and working capital loans. DMI Finance partners with major businesses like Samsung and Google Pay to deliver integrated financial services. Its housing finance subsidiary focuses on accessible home loans, particularly serving lower-income segments. With substantial financial backing and a commitment to democratizing credit, it aims to support underserved communities and drive financial inclusion throughout India.

Basic Information

Contact Details

• Phone: +91 11 4120 4444
• Website: dmifinance.in
• LinkedIn: linkedin.com/company/dmi-finance-private-limited

Key Focus Areas & Initiatives

• Corporate lending
• Digital lending
• Personal loan
• SME loans
• Education loan
• Medical loan
• Travel loan
• Student loan
• Lifestyle finance
• Consumer durables
• Home loans
• Asset management
• Growth in MSME sector
• Large-scale lending
• Technology in banking
• Digital infrastructure
• Financial innovation
• Automated credit scoring
• Customer-centric approach
• Digital customer onboarding
• Digital risk assessment
• RBI licensed NBFC
• Digital project finance
• Fintech integration in NBFC
• Digital payment solutions for NBFCS
• Embedded finance
• Technology-driven finance
• Digital credit underwriting
• Credit rating AA-
• Market penetration India
• Customer engagement
• Consumer credit
• Credit portfolio management
• Working capital loans
• Online consumer loans
• Loan servicing
• Innovative credit products
• Regulatory compliance
• Online credit approval
• Strategic partnerships
• Digital credit ecosystem
• Short-term corporate finance
• Term loans
• Digital credit platform
• Credit scoring
• Funding and investment
• Digital ecosystem
• Digital payment solutions
• End-to-end digital lending
• Fintech collaboration
• Balance sheet partnership
• Digital financial inclusion
• Large customer base
• Online loan management
• Credit solutions
• Digital customer experience
• Loan management platform
• Digital payment integration
• Digital MSME credit
• App-based lending
• Fintech-enabled lending
• Digital payment ecosystem
• Digital collateral management
• Digital asset-backed lending
• Market expansion
• Credit product innovation
• Digital loan origination system
• Fundraising
• Digital loan servicing
• Medium-term project financing
• Customer onboarding
• Risk assessment
• Project financing
• Digital credit risk analytics
• Financial analytics
• Mobile-first lending
• MSME loans
• Data-driven lending
• Strategic alliances
• Digital lending platform
• Automated underwriting
• Financial technology
• Fintech partnerships
• Digital channels
• Digital transformation
• Digital SME financing
• Short-term financing
• Short-term bridge financing
• AI-driven credit scoring
• Credit access
• Credit risk management
• Loan origination
• Consumption loans
• App-based credit solutions
• Financial stability
• Real-time credit decisioning
• Loan disbursal
• Financial inclusion
• Services
• Retail
• Other nondepository credit intermediation
• Mobile app
• Finance technology

Technologies Used

• AI
• Amazon AWS
• Amazon CloudFront
• Amazon Elastic Load Balancer
• Android
• Bootstrap Framework
• Data Analytics
• Gmail
• Google Apps
• Google Font API
• Google Play
• Google Tag Manager
• Microsoft Office 365
• Mobile Friendly
• Phoenix
• WordPress.org

Affiliated Organizations & Regional Branches

• ZestMoney
• ZestMoney Cares