YouLend

Overview

YouLend is a global embedded financing platform that supports small and medium-sized enterprises (SMEs) by providing flexible funding solutions. Founded in 2016 in the UK, the company operates in over nine countries, including the UK, Europe, and the United States. The organization has facilitated more than 150,000 funding instances, with a total financing volume exceeding £9 billion.

The platform is designed to close the SME funding gap by offering fair and responsible financing options. Merchants can apply for funding quickly, often receiving approvals within 24 hours. YouLend provides white-labeled embedded finance solutions for partners, enhancing both revenue and customer retention through seamless integration. Leveraging data and automation—including integration with Plaid’s Open Banking network—the platform ensures fast credit decisions and efficient financing processes, supporting business growth globally with a strong focus on customer satisfaction and user experience.

Basic Information

Contact Details

• Phone: +44 20 3827 2870
• Website: youlend.com
• LinkedIn: linkedin.com/company/youlend

Key Focus Areas & Initiatives

• Embedded lending & embedded finance
• User experience
• Financial technology
• Banking
• API integration
• Inventory financing
• Digital onboarding
• Growth capital
• Market-specific funding models
• Automated risk assessment
• Automated repayments
• Scalable APIs
• SME lending
• Business growth
• Customer-centric
• Regulatory technology
• Funding up to 2 million
• Customer retention
• Digital banking
• Multi-region support
• Flexible funding
• Partner ecosystem
• Partner programs
• Embedded finance
• Financial analytics
• Marketplaces
• Secure payment processing
• Business automation
• SME growth financing
• Working capital
• Personalized offers
• Growth analytics dashboards
• Open banking
• Customer success
• Merchant onboarding
• AI in finance
• Merchant onboarding automation
• AI-powered underwriting
• Compliance technology
• Transaction processing
• Embedded finance platform
• International markets
• API development
• Secure platform
• Seamless onboarding
• Regulatory compliance
• Cloud-based solutions
• E-commerce
• Real-time funding offers
• Multi-country expansion
• Fintech
• Payment processing
• Partner integration
• Automated credit scoring
• Growth hacking
• Merchant financing
• Regulatory authorized
• Digital transformation
• Growth analytics
• Technology-driven finance
• Fast approval
• Financial services
• Financial inclusion
• Open banking integration
• Cash flow management
• Data-driven solutions
• Fintech innovation
• Real-time data access
• Risk management
• Market expansion
• E-commerce platforms
• SME funding
• Scalable funding
• Automated underwriting
• Multi-channel distribution
• Digital financial services
• Custom API solutions
• Digital onboarding workflows
• B2B
• B2B2C
• D2C
• Services
• Retail
• Financial transactions processing, reserve, and clearinghouse activities
• UX
• Finance technology
• Information technology & services
• Consumer internet
• Consumers
• Internet

Technologies Used

• Amazon AWS
• Amazon SES
• MongoDB
• Outlook
• Route 53
• Webflow

Affiliated Organizations & Regional Branches