Utkarsh Small Finance Bank | Company Profile - Revenue, Headcount, Tech Stack, Contacts

Utkarsh Small Finance Bank Limited (USFBL) is a small finance bank in India that focuses on providing banking services to underserved and unbanked populations. Originally established in 2009 as a microfinance institution, it transitioned to a small finance bank in 2016 and began operations in January 2017. The bank has expanded its reach across 26 states and Union Territories, operating 888 banking outlets, with a strong presence in Bihar and Uttar Pradesh.

Utkarsh aims to promote financial inclusion, primarily targeting low-income individuals, especially women in rural and semi-urban areas. The bank offers a variety of products, including microfinance loans, personal loans, savings and current accounts, investment options, debit cards, and insurance services. With a client base of 1.3 million active microfinance borrowers, it is committed to empowering its customers and facilitating their financial growth.