Utkarsh Small Finance Bank

Overview

Utkarsh Small Finance Bank Limited (USFBL) is a small finance bank in India that focuses on providing banking services to underserved and unbanked populations. Originally established in 2009 as a microfinance institution, it transitioned to a small finance bank in 2016 and began operations in January 2017. The bank has expanded its reach across 26 states and Union Territories, operating 888 banking outlets, with a strong presence in Bihar and Uttar Pradesh.

Utkarsh aims to promote financial inclusion, primarily targeting low-income individuals, especially women in rural and semi-urban areas. The bank offers a variety of products, including microfinance loans, personal loans, savings and current accounts, investment options, debit cards, and insurance services. With a client base of 1.3 million active microfinance borrowers, it is committed to empowering its customers and facilitating their financial growth.

Basic Information

Contact Details

• Phone: +91 54225 00596
• Website: utkarsh.bank
• LinkedIn: linkedin.com/company/utkarsh-bank

Key Focus Areas & Initiatives

• banking
• b2c
• micro atm
• services
• housing finance
• micro loans
• microfinance customer onboarding
• digital wallet
• microfinance digital platform
• green pin initiative
• ipo
• semi-urban banking services
• locker facilities
• upi
• fixed deposits
• digital pin mailers
• microfinance digital ecosystem
• cashless transactions
• tier-1 capital
• payment services
• rural banking
• microfinance digital engagement
• retail banking
• housing loans
• microfinance digital onboarding
• white-label payment gateway
• microfinance institution
• banking and financial services
• digital onboarding
• digital account opening
• microfinance
• retail loans
• microfinance digital payments
• branch network
• green pin
• microfinance digital innovation
• customer base
• rural digital banking
• commercial banking
• debt cards
• small finance banking
• financial technology
• digital transaction security
• insurance agency
• digital banking
• microfinance digital channels
• customer experience
• business correspondent network
• digital payments
• government schemes participation
• recurring deposits
• retail asset loans
• small finance bank
• microfinance digital outreach
• credit cards
• micro atm partnerships
• msme loans
• payment gateway
• digital transformation
• upi payments
• operational efficiency
• low-income customer banking
• retail
• government schemes
• microfinance digital infrastructure
• mutual funds
• financial inclusion
• microfinance digital solutions
• deposit products
• banking services
• micro atm network
• micro atm expansion
• internet banking
• insurance products
• savings accounts
• financial services
• mobile banking
• loan portfolio
• current accounts
• microfinance loans
• finance
• payments
• finance technology
• information technology & services

Technologies Used

• AI
• Amazon AWS
• Amazon CloudFront
• Amazon Elastic Load Balancer
• Outlook
• Remote
• Salesforce

Affiliated Organizations & Regional Branches