Tala

Overview

Tala is a financial technology company based in Santa Monica, California, founded in 2011 by CEO Shivani Siroya. The company aims to create inclusive financial systems for underserved populations in emerging markets, including Latin America, Asia, and East Africa. It provides digital financial infrastructure that targets the unbanked by utilizing alternative data from mobile phones to generate instant credit scores.

The primary offering is a comprehensive money app that facilitates credit and lending, allowing users to access instant loans ranging from $10 to $500. The app also includes features for payments, savings, and money transfers, supporting various financial needs such as small business expansion and bill payments. With a focus on women micro-entrepreneurs, Tala has disbursed over $7 billion in credit to more than 12 million customers. The company employs AI-driven underwriting and has developed a full financial platform that enhances user experience through ongoing monitoring and personalized services.

Basic Information

Contact Details

• Phone: +1 917-796-2356
• Website: tala.co
• LinkedIn: linkedin.com/company/talamobile

Key Focus Areas & Initiatives

• Mobile technology for financial inclusion
• Alternative data-driven credit scoring
• AI-powered underwriting and risk analytics
• Credit products for underserved and unbanked populations
• Digital lending, payments, and money transfers
• Promoting women micro-entrepreneurship
• Financial literacy and empowerment tools
• Real-time financial decisioning and personalized credit limits
• Financial services democratization in emerging markets
• Inclusive financial platforms and digital wallets
• Predictive analytics and AI decision architecture
• Big data and machine learning in fintech
• Instant credit approval and real-time underwriting
• Responsible lending and financial health support
• Personalized financial product design and delivery

Technologies Used

• ACL
• AI
• AWS CloudFormation
• AWS SDK for JavaScript
• AWS Trusted Advisor
• Amazon AWS
• Amazon Kinesis
• Android
• Apache Kafka
• Asterisk
• Azure Blockchain Service
• COINS
• Circle
• Cisco Secure Firewall Management Center
• Cisco VoIP
• Cision
• Docker
• Facebook
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• Five9
• Gem
• Git
• GitHub
• Gmail
• Google Ads
• Google Apps
• Google Sheets
• Google Tag Manager
• Google Workspace
• Greenhouse.io
• Hex
• IBM ILOG CPLEX Optimization Studio
• Jumpcloud
• Kotlin
• Kubernetes
• LeafLink
• Lever
• Looker
• Microsoft Azure Monitor
• Microsoft Excel
• Mobile Friendly
• NetSuite
• Nginx
• Omniture (Adobe)
• Parse.ly
• Python
• ROSS
• Rackspace MailGun
• React
• React Native
• Remote
• Scala
• Sizmek (MediaMind)
• Snowflake
• Spark
• Spiceworks IP Scanner
• Terraform
• Trend Micro Smart Protection
• Verizon WAF
• WordPress.org
• Wordpress VIP
• Zendesk
• dbt
• eCentral

Affiliated Organizations & Regional Branches

• Tala Financing Philippines Inc.
• Mkopo Rahisi
• Tala LATAM