Shift

Overview

Shift is an Australian technology company founded in 2014 and based in North Sydney. It specializes in credit and payments platforms that help small and medium-sized enterprises (SMEs) efficiently trade, pay, and access funds. Shift supports over 25,000 Australian businesses, primarily those with annual revenues between $1 million and $10 million.

The company offers a range of financial products designed to provide businesses with certainty and flexibility in managing cash flow. These include working capital finance, asset finance, and trade credit solutions, all powered by real-time streaming data for dynamic credit modeling. Its platform integrates directly with business transaction accounts, enabling seamless fund transfers and enhanced financial control. Recognized for its innovation, Shift has received several awards, including the IDC 2020 Digital Disruptor and the Deloitte Technology Fast50 for four consecutive years.

Basic Information

Contact Details

• Phone: +61 1300 249 649
• Website: shift.com.au
• LinkedIn: linkedin.com/company/shiftfinancialau

Key Focus Areas & Initiatives

• Small business loans
• Business credit
• Online business loans
• Alternative finance
• Equipment finance
• Line of credit
• Business finance
• Trade finance
• Asset finance
• Invoice management
• Digital business loan platform
• Real-time credit scoring
• Working capital finance
• Financial data security
• SME banking services
• Business financial automation
• Credit solutions
• Business cash management
• Online credit application
• Online lending
• Digital asset management
• Real-time trade account management
• Digital cash flow tools
• Business transaction linking
• Credit risk management
• Automated credit decisioning
• Flexible business credit lines
• Real-time invoice payment solutions
• SME banking
• Securitisation
• Credit modeling
• Digital credit solutions
• Operational efficiency
• Payment solutions
• Digital asset and equipment finance
• Customer engagement
• Cloud-based asset finance
• Cash flow management
• Financial technology
• Digital finance platform
• Credit and payment solutions
• Digital working capital solutions
• Fintech
• Digital banking
• Business services
• Asset purchase financing
• Cloud-based trade finance
• Digital credit assessment
• Risk management
• Credit risk modeling
• Growth capital
• Real-time cash flow control
• Asset-backed securitization
• Trade credit management
• E-commerce
• Growth financing
• Business funding
• Automated underwriting
• Streaming data for credit scoring
• SaaS banking solutions development
• API integration
• Data analytics
• Digital invoice financing
• Streaming data analysis
• Digital SME banking
• Online loan application
• Invoice financing
• Financial analytics
• Cloud financial services
• SME funding
• Term loan
• Vehicle finance
• Embedded finance
• Accounts payable and receivable solutions
• Supplier management
• Credit platforms
• Business support
• Automated finance
• Financial assessment

Technologies Used

• AI
• Appcues
• Atlassian Cloud
• CloudFlare
• Cloudways
• Figma
• Gmail
• Google Apps
• MailChimp SPF
• Microsoft Azure
• Microsoft Azure Hosting
• Microsoft Office 365
• Mimecast
• OneTrust
• Outlook
• Salesforce
• The Trade Desk