Oxyzo Financial Services

Overview

Oxyzo Financial Services is a tech-driven Non-Banking Financial Company (NBFC) based in Gurugram, India. Founded in 2016 by Asish Mohapatra and Ruchi Karla, the company specializes in providing tailored financial solutions to small and medium-sized enterprises (SMEs) across 20 states in India. The organization offers a wide range of financial products, including working capital loans, term loans, invoice discounting, and business loans, to help SMEs efficiently manage their financial needs.

Utilizing advanced technology and data analytics, Oxyzo simplifies credit access and accelerates loan disbursement, with decisions often made within 48 hours. This data-first approach minimizes default risk and delivers transparent, affordable financing solutions tailored for companies in diverse sectors such as agriculture and manufacturing. As a subsidiary of OfBusiness, Oxyzo also integrates financing with tech-enabled raw material procurement, enhancing its wide array of services. Its rapid growth and financial milestones have established the company as a recognized fintech unicorn in India.

Basic Information

Contact Details

• Phone: +91 12 4400 6603
• Website: oxyzo.in
• LinkedIn: linkedin.com/company/oxyzo

Key Focus Areas & Initiatives

• Purchase finance
• SME finance
• Invoice discounting
• Term loans
• Business loans
• Fintech innovation
• Lending
• Working capital finance
• Unsecured working capital finance
• Collateral free loan for SMEs
• Line of credit
• Purchase order finance
• Bill discounting
• Transactional insights
• Automated credit decision
• Cloud-based platform
• Predictive analytics
• Loan management system
• Raw material procurement integration
• AI in lending
• Financial analytics
• Advanced underwriting
• B2B solutions
• Data-driven credit risk
• Digital finance for SMEs
• Supplier payment financing
• Supplier payment solutions
• Automated underwriting
• Manufacturing sector finance
• Real-time data applications
• Short-term loans
• Automated loan approval
• Digital financial services
• Customer onboarding & digital lending
• Fast credit and loan disbursement
• Growth capital for SMEs
• Supply chain financing
• Risk management
• Operational efficiency
• Asset management
• Credit scoring models
• Cash flow management
• Collateral-free loans
• API integration
• Big data analytics

Technologies Used

• AI
• Amazon SES
• Gmail
• Google Apps
• Google Cloud Hosting
• Micro
• React Redux
• Remote
• Route 53
• SendInBlue

Affiliated Organizations & Regional Branches

• OfBusiness