OptiFunder

Overview

OptiFunder is a technology company focused on the mortgage industry, providing the first fully integrated Warehouse Management System (WMS). The company utilizes machine learning and artificial intelligence to optimize the allocation and funding of warehouse lines of credit for independent mortgage bankers. This system connects loan origination systems, warehouse funding sources, and secondary market technologies, ensuring efficient and cost-effective loan funding.

OptiFunder's patented optimization algorithm helps manage complex warehouse terms, aligning usage with corporate financial strategies. The solution reduces warehouse expenses by 10–15% and enhances operational efficiency, saving over 30 minutes of processing time per loan. The company serves mortgage originators, warehouse lenders, and financial institutions, and has seen significant growth, increasing its customer base by over 400% since 2021. Headquartered in St. Louis, Missouri, it has been recognized as one of the fastest-growing private companies in America.

Basic Information

Contact Details

• Phone: +1 317-513-9050
• Website: optifunder.com
• LinkedIn: linkedin.com/company/optifunder

Key Focus Areas & Initiatives

• Software development
• Security and compliance
• Automated shipping instructions
• Funding automation software
• Collateral shipping automation
• Loan funding lifecycle
• Loan sale funding automation
• Loan eligibility decisioning
• B2B
• Funding line management
• Integration with LOS
• Funding decision algorithms
• Funding process automation
• Loan funding workflow
• Funding lifecycle management
• Real-time analytics
• Funding optimization
• Workflow automation
• Warehouse funding
• Funding line analytics
• Funding process optimization
• AI-driven funding decisions
• Artificial intelligence
• Machine learning algorithms
• Warehouse line utilization
• Data reconciliation
• Loan sale automation
• Loan funding data validation
• Loan pipeline management
• Warehouse funding decisioning
• Loan funding optimization
• Real-time data analytics
• Loan funding decision support
• Loan eligibility analysis
• Automated paydown requests
• Partner program for lenders
• Funding line utilization reports
• Loan funding decisions
• Purchase advice automation
• Wire data check
• Loan reconciliation
• Warehouse lending system
• Wire data anomaly detection
• Warehouse funding risk management
• Workflow automation tools
• Partner program
• Loan funding optimization algorithms
• Mortgage loan funding
• Funding decision support
• Warehouse line management
• Loan pipeline monitoring
• Mortgage funding automation
• Regulatory compliance
• Warehouse lenders
• Loan sale process automation
• Mortgage and nonmortgage loan brokers
• SOC 2 certified
• Loan sale funding
• AI and machine learning
• Digital transformation
• Finance and insurance
• Risk and fraud prevention
• Operational efficiency
• Operational cost savings
• Integration with LOS systems
• Loan funding platform
• Funding process streamlining
• Warehouse relationship management
• Mortgage originators
• Data security and fraud prevention
• Automated collateral shipping
• Real estate and rental and leasing
• Warehouse line utilization analytics
• Risk management
• Funding cost reduction
• Loan funding strategy
• Purchase advice reconciliation
• Warehouse management system
• Loan funding workflow automation
• Financial services

Technologies Used

• AI
• Circle
• Google Tag Manager
• Hubspot
• Microsoft Office 365
• Mobile Friendly
• Outlook
• Remote

Affiliated Organizations & Regional Branches