Northern Arc Capital

Overview

Northern Arc Capital is a diversified financial services platform and Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India. Established in 2008, the company focuses on meeting the retail credit needs of under-served households and businesses across India. As of mid-2025, it has facilitated over ₹2.2 trillion in financing, positively impacting more than 124 million lives across 682 districts, 28 states, and 7 union territories.

The company specializes in six key sectors: Micro, Small, and Medium Enterprises (MSME) financing, microfinance, consumer finance, vehicle finance, affordable housing finance, and agriculture finance. It offers various financing options through direct lending, structured financing products, and credit enhancement solutions. Subsidiaries include Northern Arc Investment Managers, which manages debt funds, and Altifi, a digital platform for alternative investments. The organization utilizes advanced technology platforms to enhance user experience and facilitate seamless transactions, maintaining a strong commitment to financial inclusion and sustainable practices.

Basic Information

Contact Details

• Phone: +91 44666 87000
• Website: northernarc.com
• LinkedIn: linkedin.com/company/northern-arc-capital

Key Focus Areas & Initiatives

• Structured finance
• Loan syndication
• Securitisation
• Underwriting
• Debt capital markets
• CBOs
• CLOs
• Agri finance
• Vehicle finance
• Micro finance
• Affordable housing
• Corporate finance
• Fintech
• Direct origination
• Mosec
• SME
• SBL
• Risk management
• Agriculture finance
• Loan origination
• End-to-end technology
• Ground-level credit quality
• Rural finance
• Technology platforms
• Impact investing
• Digital credit platform
• MSME financing
• AIF and PMS
• Debt platform
• Renewable energy finance
• B2C
• Consumer finance
• Impact funds
• Sector-focused finance
• Investor relations
• Impact measurement tools
• D2C
• Credit solutions
• Retail investment platform
• B2B
• Climate finance
• Retail investment
• Customized financing products
• Financial inclusion
• Impact data analytics
• Retail
• Proprietary technology
• Affordable housing finance
• Co-lending technology
• Credit risk assessment
• Regulatory disclosures
• Financial services
• Impact-focused funds
• Portfolio management
• Microfinance
• Fund management
• Other activities related to credit intermediation
• Services
• Proprietary analytics
• Impact-oriented investments
• Digital lending
• Co-lending solutions
• Sector-specific lending
• Retail credit ecosystem
• Curated debt platform
• Impact measurement
• Finance
• Non-profit
• Energy & utilities
• Construction & real estate
• Finance technology
• Information technology & services
• Nonprofit organization management

Technologies Used

• AI
• Apache
• Bootstrap Framework
• Cloudinary
• Google Tag Manager
• Mapbox
• Microsoft Azure Hosting
• Microsoft Office 365
• Mobile Friendly
• Outlook

Affiliated Organizations & Regional Branches

• Pragati Finserv Private Limited
• SIMEL LIMITED
• S.M.I