Koalafi

Overview

Koalafi is a fintech company specializing in lease-to-own and loan financing solutions for non-prime consumers. Founded as West Creek Financial and rebranded in 2021, its mission is to close the financing gap for customers with limited credit options, enabling essential purchases while helping them build a stronger financial future.

The company provides flexible pay-over-time plans for items like furniture, mattresses, and appliances, partnering with retailers nationwide. Unique features such as reporting payment histories to credit bureaus help customers improve credit profiles. Koalafi also offers second-look loans for those not eligible for lease-to-own and emphasizes customer satisfaction through transparent pricing and high approval rates, supporting over 100,000 active leases in 40 states.

Basic Information

Contact Details

• Phone: +1 844-937-8275
• Website: koalafi.com
• LinkedIn: linkedin.com/company/koalafi

Key Focus Areas & Initiatives

• Machine learning
• Merchant portal
• Auto tires financing
• Credit decisioning
• Retail financing
• Auto parts credit reporting
• Auto repair application
• Auto parts approval
• Digital application
• Omnichannel financing
• Payment automation
• Auto repair approval
• Retail
• Marketing support
• Credit bureau reporting
• Auto service credit reporting
• Payment scheduling
• Auto repair financing
• Customer engagement
• Consumer credit
• Auto repair credit reporting
• Auto service financing
• Customer analytics
• Credit building tools
• Buy now pay later
• Credit performance
• Consumer finance
• Appliance leasing
• Merchant dashboard
• Credit invisibility
• Non-prime consumers
• Auto service approval
• Auto service lease
• Auto service credit score
• API integration
• Appliance financing
• Credit education
• Credit approval rates
• Credit approval
• Credit repair
• Merchant support
• Credit history reporting
• Auto parts credit building
• Payment plans
• Auto tires leasing
• Credit building
• Credit reporting
• Auto repair credit score
• Fast funding
• Credit score improvement
• Customer loyalty
• Financial services
• Digital financing
• Lease-to-own
• Product leasing
• Auto parts credit score
• Credit monitoring
• Fintech
• Auto parts application
• Credit score reporting
• Installment payments
• Furniture financing
• Auto service application
• Auto parts leasing
• Payment flexibility
• Online application
• Furniture leasing
• Auto parts lease
• Flexible financing
• Credit management
• Auto financing
• Auto repair credit building
• Credit rebuilding
• Auto service credit building
• Non-prime credit solutions
• Merchant growth
• Customer retention
• Merchant onboarding
• Credit access
• Credit risk management
• Customer application
• Approval process
• Customer experience
• Auto maintenance financing
• Auto repair lease
• Seamless onboarding
• Ecommerce integration
• Transparent pricing
• Inclusive shopping
• Multi-channel sales
• B2C
• E-commerce
• Services
• Other activities related to credit intermediation
• Online shopping
• Financial technology
• Artificial intelligence
• Information technology & services
• Finance technology
• Consumer internet
• Consumers
• Internet

Technologies Used

• AI
• Amazon AWS
• Amazon SES
• Atlassian Cloud
• CloudFlare
• CloudFlare CDN
• CloudFlare Hosting
• Five9
• Google Analytics
• Google Tag Manager
• Greenhouse.io
• MailChimp SPF
• Marketo
• Microsoft Office 365
• Mobile Friendly
• Outlook
• Rackspace MailGun
• Route 53
• Salesforce
• Segment.io
• The Trade Desk
• UptimeRobot

Affiliated Organizations & Regional Branches