Jocata

Overview

Jocata is a global digital transformation partner focused on the banking, financial services, and insurance (BFSI) sector, particularly in digital lending solutions. Founded in 2010 and headquartered in India, it serves over 50 large financial institutions across six countries as a subsidiary of BillDesk. The organization aims to streamline operations for financial institutions by reducing overhead, automating processes, and ensuring compliance with regulatory requirements.

It offers a configurable, low-code digital lending platform supporting credit automation and smart decisioning, designed for large banks and non-banking financial companies (NBFCs) operating in a B2B SaaS model. Key features include proprietary AI/ML-based scoring models for underwriting, a modular platform for managing credit risk, and the MSME Economic Activity Index to aid credit flow strategizing for MSMEs. Jocata leverages Oracle Cloud Infrastructure to enhance performance and operational efficiency.

Basic Information

Contact Details

• Phone: +1 703-973-7456
• Website: jocata.com
• LinkedIn: linkedin.com/company/jocata

Key Focus Areas & Initiatives

• artificial intelligence in antimoney laundering
• digital lending platform
• watchlist screening
• payment method provider
• api stack kyc
• bureau & verification
• customer risk assessment
• fraud incident & realtime management
• transaction monitoring & analytics
• digital data sourcing & api management
• know your customer
• onboarding

Technologies Used

• AI
• Mailchimp Mandrill
• Outlook
• Python