Harmoney | Company Profile - Revenue, Headcount, Tech Stack, Contacts
Harmoney is an online direct personal lender based in Auckland, New Zealand, with operations in Australia.
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Overview
Harmoney is an online direct personal lender based in Auckland, New Zealand, with operations in Australia. Established in 2014, the company specializes in unsecured personal loans and is publicly listed on both the Australian Securities Exchange and the New Zealand Exchange. Harmoney utilizes proprietary machine learning models to assess loan applications quickly and fairly, enhancing the customer experience.
The company offers a range of personal loan products, including options for debt consolidation, home renovations, car purchases, weddings, education, holidays, business cash flow, and health treatments. Loan amounts can reach up to $100,000, with competitive interest rates starting around 5.76% p.a. The application process is fully online, allowing for loan approval in as little as 9 minutes, and there are no monthly account or early repayment fees. Harmoney serves a diverse customer base, focusing on individuals with good credit history while also providing options for those with less-than-excellent credit.
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