Equitas Small Finance Bank

Overview

Headquartered in Chennai, this financial institution was established in 2016, evolving from a microfinance company founded in 2007. As a subsidiary of a larger financial holding group, it began operations in September 2016 and achieved scheduled bank status in February 2017. The organization is dedicated to delivering financial services to underserved and unserved communities throughout India, operating with a commitment to fairness, transparency, and trust.

Its offerings include a diverse range of retail banking products and services such as microfinance loans, vehicle finance, home and small business loans, corporate finance, and a suite of deposit products. With strong emphasis on digital banking, a significant portion of transactions occurs online. The bank has fostered partnerships, including the launch of the NiyoX mobile platform and collaboration with other large banks for co-branded credit cards, strengthening its focus on financial inclusion and customer service for small entrepreneurs and underserved markets via an expanding physical and digital network.

Basic Information

Contact Details

• Phone: +91 44429 95000
• Website: equitasbank.com
• LinkedIn: linkedin.com/company/equitas-small-finance-bank

Key Focus Areas & Initiatives

• Regtech solutions
• Forex services
• Fintech integration
• Liquidity management
• Digital banking for micro entrepreneurs
• Digital banking for rural areas
• Branch network
• Loan origination
• Digital assets
• Technology-driven services
• Asset quality monitoring
• Digital banking risk management
• Financial technology
• Banking apps
• Financial services
• Data analytics
• Digital banking innovation
• AML compliance
• Mobile banking
• Microfinance
• B2C
• Mobile payments
• Micro and small enterprise finance
• Digital wallets
• Regional presence
• Commercial banking
• E-banking
• Corporate governance
• Fintech collaborations
• Digital transformation in banking
• Digital transaction security
• Automated credit scoring
• Credit cards
• Liability franchise
• Digital platforms
• Customer service
• Loan products
• Asset diversification
• Fintech-enabled lending
• Vehicle finance
• Fintech
• Microfinance legacy
• Financial products
• Product innovation
• Mobile payment solutions
• Customer engagement
• Digital customer onboarding
• Health insurance
• Housing loans
• Cloud banking
• Asset management
• Revenue growth
• Growth
• Banking technology
• Automated underwriting
• Fintech partnerships
• Digital customer service
• Cyber security
• Digital banking compliance
• Regional banking
• Digital banking
• Loan management
• Digital onboarding
• E-wallets
• Loan portfolio
• AI in banking
• Digital banking for MSMEs
• Mobile-first banking
• Regional banking focus
• Co-branded credit cards
• API banking
• Regulatory compliance
• Regtech
• Stakeholder value
• Banking
• NiyoX mobile banking
• Payment solutions
• Interest rates
• Online transactions
• Customer-centric products
• Small finance bank
• Customer experience
• Life insurance
• Financial inclusion
• Digital loan management
• Digital payments
• Asset quality
• Loan portfolio diversification
• Digital banking ecosystem
• Services
• Digital transformation
• Wealth management
• Growth strategy
• Risk management
• Inclusive banking products
• RFID toll payments
• Banking innovation
• Customer data analytics
• Retail
• Bank governance
• Digital banking for underserved
• Savings account
• Fixed deposit
• Recurring deposit
• Personal loans
• Home loan
• Gold loan
• Used car loan
• Commercial vehicle finance
• NRI banking
• Online banking
• Customer education
• Insurance products
• General insurance
• Video KYC
• FASTag
• UPI payments
• Debit card
• Virtual debit card
• Cashless solutions
• Merchant services
• Government schemes
• Mutual funds
• Foreign exchange
• Equity trading
• SIP investments
• EMI options
• Loan against property
• MSME loans
• Overdraft facility
• Customized financial solutions
• Digital transactions
• Easy documentation
• Online loan application
• Retail banking
• Customer support
• Branch banking
• Financial literacy
• Investment options
• Wealth creation
• Safe deposit lockers
• Express banking
• Automated notifications
• Finance
• Finance technology
• Information technology & services
• Internet
• Computer & network security
• Investment management

Technologies Used

• AI
• Microsoft Office 365
• Outlook

Affiliated Organizations & Regional Branches

• Equitas Holdings Ltd