CRED

Overview

CRED is an Indian fintech company founded in 2018 and based in Bangalore. It offers a reward-based credit card payments app designed for users with high credit scores, providing a secure platform for managing credit card bill payments and various financial services.

The company’s core offerings include CRED Cash, an instant personal loan facility; CRED Mint, an investment product with competitive returns; and CRED RentPay, which simplifies rent payments. Users can track credit scores and earn rewards through timely bill payments, redeemable for luxury products and discounts. Revenue is driven by commissions and fees from financial partnerships alongside strategic acquisitions. With around 13 million monthly active users and a valuation of approximately $6.4 billion, it is a prominent player in the Indian fintech landscape.

Basic Information

Contact Details

• Phone: +91 87732 28228
• Website: cred.club
• LinkedIn: linkedin.com/company/credapp
• Facebook: facebook.com/CRED.club.official
• Twitter: twitter.com/cred_club

Key Focus Areas & Initiatives

• cred coins
• credit score improvement
• exclusive brand offers
• credit management
• bank integrations
• mobile app
• consumer finance
• peer-to-peer lending
• spend insights
• digital wallet
• credit health tools
• financial management
• secure transactions
• luxury rewards
• financial technology
• credit score check
• investment platform
• bill reminders
• credit card analytics
• financial ecosystem
• credit score monitoring
• payment automation
• credit card payments
• premium credit cards
• credit utilization insights
• transaction tracking
• curated experiences
• creditworthy individuals
• credit data security
• encryption security
• reward redemption
• financial discipline
• secure fintech platform
• spending analysis
• mobile payments
• exclusive rewards
• upi payments
• lifestyle upgrades
• ai-backed fee detection
• trust-based ecosystem
• personal loans
• reward points management
• rewards program
• b2c
• services
• financial transactions processing, reserve, and clearinghouse activities
• fintech
• user experience
• finance technology
• information technology & services
• financial services
• mobile
• internet
• payments
• ux

Technologies Used

• AI
• Amazon AWS
• Amazon SES
• Android
• Atlassian Cloud
• Braintree
• CloudFlare
• Facebook Custom Audiences
• Facebook Login (Connect)
• Facebook Widget
• Gmail
• Google Analytics
• Google Apps
• Google Play
• Google Plus
• Google Tag Manager
• IoT
• Microsoft Office 365
• Mixpanel
• Mobile Friendly
• React Redux
• Remote
• Route 53
• Salesforce
• Sendgrid
• iTunes
• reCAPTCHA

Affiliated Organizations & Regional Branches

• HIPBAR
• InfoCredit Services Private Limited
• Kuvera.in
• Prefr (Formerly CreditVidya)