Belstar Microfinance Limited

Overview

Belstar Microfinance Limited is a Non-Banking Finance Company (NBFC) and subsidiary of Muthoot Finance Limited, based in Chennai, India. Established in 1988 and registered as a non-deposit-taking NBFC in 2001, it began microfinance operations in 2009. The company provides small loans and financial services to underserved urban, semi-urban, and rural populations, with a strong focus on empowering women through self-help and joint liability groups.

Belstar aims to achieve financial performance while fostering social transformation. It supports economically weaker sections, especially women, with affordable credit and training to help build sustainable livelihoods. Operating over 700 branches across more than 180 districts in India, the company combines financial sustainability with a social mission—contributing to financial inclusion and poverty alleviation.

Basic Information

Contact Details

• Phone: +91 44 4341 4567
• Website: belstar.in
• LinkedIn: linkedin.com/company/belstar-microfinance-limited

Key Focus Areas & Initiatives

• Credit scoring
• Loan portfolio management
• Growth
• B2C
• Community development programs
• Branch expansion
• Credit risk assessment
• ISO 27001
• Branch network
• Financial services
• Poverty reduction
• Microfinance ISO standards
• Microfinance digital tools
• Customer relationship management
• Rural microfinance
• Operational efficiency
• Microfinance outreach programs
• Microfinance customer segmentation
• Debt equity ratio
• Microfinance analytics
• Financial inclusion
• Loan recovery processes
• Microfinance credit rating
• Regulatory compliance
• Social impact investing
• ISO certification
• Community banking India
• Rural finance
• Microfinance social metrics
• Poverty alleviation
• Credit rating
• Technology investment
• Risk management
• Microfinance operational efficiency
• Partnership with NGOs
• Loan disbursement systems
• Poverty alleviation programs
• Customer data security
• Risk profile moderate
• Digital banking
• Microfinance technology
• Social impact
• Credit risk management
• Microfinance technology solutions
• Community development
• Credit rating AA/Stable
• Women entrepreneurs
• Semi-urban finance
• Growth in assets
• Customer outreach
• Digital financial services
• Partnerships
• Microfinance growth strategies
• Underserved populations
• Microfinance risk profile
• Growth in revenue
• B2B
• Microfinance sector
• Moderate risk
• Microfinance loan management
• Poverty alleviation through finance
• Underserved markets
• Other nondepository credit intermediation
• Agricultural loans
• Women empowerment loans
• Microcredit
• Technology in microfinance
• Poverty reduction programs
• Credit monitoring
• Microcredit loans
• RBI NBFC
• Microfinance partnership models
• Semi-urban microcredit
• Branch network management
• Debt-to-equity ratio
• Microfinance loans
• RBI-regulated NBFC
• Financial services India
• Mobile lending
• Financial inclusion initiatives
• Social impact measurement
• Digital transformation
• Social mission
• Risk mitigation strategies
• Financial inclusion technology
• Technology adoption
• Financial literacy
• Finance
• CRM
• Sales
• Enterprise software
• Enterprises
• Computer software
• Information technology & services

Technologies Used

• AI
• Google Cloud Hosting
• SAP

Affiliated Organizations & Regional Branches

• The Muthoot Group